What is zipPay?

Buy Now, Pay Later. 

We've teamed up with zipPay to let you buy now and pay later. 

Get Your Account

zipPay is a safe, simple & convenient payment option, powered by zipMoney, allowing you to shop online today, enjoy your purchases immediately, and pay for them later. zipPay is currently available to Australian customers, with plans to include New Zealand customers in the future. 

Key features and benefits: 

  • Shop without a credit card
  • Your order will be processed immediately and shipped as normal.  
  • Enjoy your purchases now and pay them off over time.
  • Easy monthly repayments 
  • $1000 shopping account 
  • No interest ever! 


Checkout online at Nurture the Nest, 

  • select the zipPay option at checkout
  • you will be taken to the zipPay 'Create an Account' page when you press 'Checkout'

Create your account and confirm purchase 

  • enter your personal details and linked bank account
  • zipPay pays on your behalf 

Your order will be processed immediately 

  • Pay off your balance by the end of the billing month and you will pay no extra fees


  • Must be an Australian citizen or permanent resident.  zipPay is planning to extend to New Zealand Customers in 2017.  
  • Must be 18 years or older


At the end of each billing month, you can choose to pay off your balance in full or simply make a payment that suits your budget (Please note there is a minimum repayment of $40 per month). 

A $6 monthly account service fee is added to your account for any month you have an outstanding balance. 

There are NO establishment fees to setup your account and NO interest ever! 

If you have repaid your balance in full within 30 days you will never be charged any fees! 

Once you have repaid your balance down to $0, no fees will ever be charged to your account – it will simply remain open waiting for you to use again to make additional purchases.


To create a zipPay account, all you need is a social media account and to confirm the details that you would normally enter when shopping online. 

Subject to approval, this process takes only seconds after which you can complete your purchase and pay for it later! 

Once you’re approved for your zipPay shopping account, you never have to apply again and can continue to reuse it as much as you like. 

Get your account here, or simply apply when you go through the 'Nurture the Nest' checkout 
  • press 'Checkout', then select 'Create Account' when it takes you to www.zipPay.com.au


To ensure you never miss a payment you can set up a direct debit to automatically make your repayments. 

You can set this to run for as much as you like and as often as you like, as long as you pay at least the minimum ($40) each month. 

Additionally, you can make a one-off payment anytime by logging into your zipPay Digital Wallet and selecting 'Make a Payment' 

Payments can be paid online by debit card, credit card or Bpay. 

Should you have any difficulties in making your payments, please contact zipPay direct. 

Get Your Account

Any other questions? 

Phone: 02 8294 2345